Startup banking that scales with you.

Checking and savings accounts backed by a dedicated support team that's in your corner 24/7.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

A sleek, open laptop displaying a dashboard with a list of operations, placed on a white surface against a plain background.
White logo with "N S" in a circle on the left, and "NATIVE STRATEGIES" in bold capital letters on the right.
Smiling person wearing a black floral shirt against a plain background.

“We wanted our expense management process to feel like an extension of our employees vs. something else they had to worry about – and Rho delivered.”

Tyler MajorsCFO at Native Strategies

Startup banking that scales

Manage your cash without the friction

SPEND LESS ON FEES

Keep more of your cash

Rho helps you avoid platform, overdraft, and transaction fees so more of your capital stays usable.

Payment options: ACH (9876) and Wire (3211) settle in 1-2 days; Check to 100 Crosby Street settles in up to 7 days.
TRUSTED BACKING

Backed by real infrastructure

Rho partners with Webster Bank, N.A., Member FDIC—over $70B in assets and built to support you as you grow.

Webster Bank logo with yellow "W" icon. Text below states "FDIC-Insured - Backed by the full faith and credit of the U.S. Government."
REAL SUPPORT, ALWAYS

Support that cares

You get a real specialist from the start—not a ticket queue—so even small accounts get the attention they deserve.

Three award badges labeled "Best Results 2024," "Best Relationship Winter 2024," and "Most Implementable Winter 2024" with G2 logo.

Banking without
the fees.

No subscription fees

The Rho platform is free to use — no matter how many users you add.

Fee-free payments

Rho offers fee-free payments via ACH, wire, or check. Send as many payments as you need, without worrying about growing costs.

Your funds are safe and secure.

Rho has a direct integration with Webster — a nationally-charted institution with $76B in assets. Your funds are also backed by FDIC insurance and have federal regulatory oversight.
A metal padlock embedded in a white surface, casting a shadow, with a black background.

A single platform for

all your banking needs.

Once you’ve opened your business banking accounts, get set up with the rest of the essentials.
Extend your runway
Control spend
Close the books faster
Eliminate expense reports
Consolidate your finance stack
Rho Mobile App
Rho Cards
Bill Pay
Checking Accounts
Savings Accounts
Treasury Accounts
Expense Management
Accounting Integrations
Rho Mobile App
Rho Cards
Bill Pay
Checking Accounts
Savings Accounts
Treasury Accounts
Expense Management
Accounting Integrations

It’s hard to beat us.

Our platform is free to use, and it’s staying that way.
Rho

Zero monthly subscription fees¹

$350/Pro Plan

$15

$10

Fee-free Same Day ACH and wires¹

Native accounting software integrations

NetSuite requires Mercury Pro

Built-in AP automation and expense management

Some invoice features restricted to Mercury Plus

Minimum deposit requirement

n/a

n/a

$2k

$10K

FDIC Deposit Insurance

Up to $75M with Business Savings Account1

Up to $5M

$250k

$250k

Rho

Zero monthly subscription fees¹

$350/Pro Plan

Fee-free Same Day ACH and wires¹

Native accounting software integrations

NetSuite requires Mercury Pro

Built-in AP automation and expense management

Some invoice features restricted to Mercury Plus

Minimum deposit requirement

n/a

n/a

FDIC Deposit Insurance

Up to $75M with Business Savings Account1

Up to $5M

We’re ready

when you are.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.