Airbase vs Ramp: Which Is The Top Pick in 2025?

Many businesses look to Airbase and Ramp for their financial management needs. However, choosing the right solution can be a complex task.

In this article, we’ll review what each solution offers and how they compare, helping you make an informed decision. Additionally, we'll also explore Rho as a third option worth considering.

Airbase Overview

Airbase operates in the procure-to-pay and finance solutions category, focusing on accounts payable automation. Its main value proposition is providing visibility, control, and compliance for financial operations. The platform is tailored for CEOs, CFOs, VPs of Finance, controllers, accounting managers, budget owners, and employees, streamlining their financial processes.

Airbase Features

Some of the key features of Airbase include:

• Guided Procurement: Automates intake with a guided buying process, ensuring compliance and control with no-code routing to systems used by stakeholders.
• Accounts Payable Automation: Makes AP a touchless experience, handling everything from simple bill pay to complex purchase orders, amortizations, FX payments, and international multi-subsidiary support. Syncs all vendor and payment details to your ERP.
• Expense Management: Simplifies expense reporting and global reimbursements with AI-based OCR and generative AI, ensuring compliance and integrating with TravelPerk for travel management.
• Corporate Cards: Provides a versatile card program that secures pre-approvals and flows purchase details from swipe or share to your ERP, supporting Airbase virtual or physical cards, AMEX Card, or SVB Card programs.

Airbase Pricing

Airbase offers a range of subscription tiers to cater to different business needs.

• Enterprise Plan: Up to 10,000 employees, includes full platform experience, complete depth of features, complex processes, advanced accounting automation.
• Premium Plan: Up to 500 employees, includes all primary modules, advanced integrations, advanced features/workflows.
• Standard Plan: Up to ~200 employees, includes guided procurement, AP automation, corporate cards, expense management, accounting automation.

The prices for each tier are not publicly listed.

Drawbacks To Airbase

General user reviews of Airbase highlight its efficiency in managing expenses and approvals, though some users find the interface complex and the mobile app lacking.

• "Airbase has streamlined our expense management, but the mobile app needs significant improvements." - Maddy D.
• "Navigating the interface can be challenging, especially for new users." - Alison P.

For more details, visit the Airbase Reviews 2025 page on G2.

Ramp Overview

Ramp operates in the spend management, corporate cards, and accounts payable solutions category. Its main value proposition is to save time and money for finance teams by offering an all-in-one platform for corporate cards, bill payments, and accounting. Ramp caters to startups, small businesses, mid-market companies, and enterprises.

Ramp Features

Some of the key features of Ramp include:

• Corporate Cards: Provides unlimited physical and virtual cards with controls for issuing and enforcing expense policies.
• Expense Management: Automates the expense submission process, reducing manual work.
• Accounts Payable: Speeds up bill processing, making it possible to handle bills in seconds.
• Procurement: Streamlines the procurement process from intake to payment.

Ramp Pricing

Ramp offers subscription tiers with varying features and pricing structures.

• Free Plan: $0 per month per user, includes unlimited cards and basic expense management.
• Plus Plan: $15 per month per user plus a platform fee, includes advanced approval workflows.
• Enterprise Plan: Custom pricing, tailored for teams needing full customization.

Drawbacks To Ramp

Overall, Ramp is highly regarded for its efficiency and user-friendly interface, though some users encounter occasional issues.

• "Ramp saves us so much time. No more expense reports & that our team members can get paid directly for reimbursements - & they love that also." - Mark P.
• "I struggled when first using it. Doing things like setting work flows and creating different reports. The only downside for me is there are individual statements." - Janey C.

For more details, visit the Ramp Reviews 2025 page on G2.

What to Know Before Picking Airbase or Ramp

Looking at the reviews as a whole, businesses using Airbase often struggle with a complex dashboard and a slow mobile app. Navigating the reimbursement compilation screen and automatic categorization of expenses also pose challenges.

On the other hand, Ramp users frequently report issues with card management and the approval process. Additionally, some find the need for manual entry cumbersome and face difficulties with receipt management.

Why Rho Is a Better Alternative

At Rho, we understand the challenges businesses face with complex dashboards, slow mobile apps, and cumbersome approval processes. Our platform is designed to simplify financial management, offering intuitive interfaces and efficient workflows. We aim to provide a seamless experience, addressing the pain points associated with Airbase and Ramp.

Rho Features

• Rho Platinum: Our Rho Platinum card offers up to 2% cashback¹ on all purchases, helping businesses reduce operational costs and reinvest savings into growth.
• Expense Management: We eliminate the need for manual expense reports by capturing every receipt automatically, streamlining the process and saving valuable time for finance teams.
• Rho Bill Pay: Our platform allows you to pay hundreds of vendors in minutes with zero platform fees, significantly reducing the costs associated with vendor payments.
• Rho Treasury: We safeguard your idle cash and offer dynamic yield rates, maximizing returns and providing an additional income stream for your business.
• 24/7 Private Client Support: Our round-the-clock customer support ensures that you have continuous access to assistance, minimizing downtime and operational issues.
• Seamless Integrations: We sync effortlessly with accounting software like QuickBooks Online, saving your finance department hours each month and simplifying financial management.
• Virtual Cards: Our platform allows you to create virtual cards for employees, specific dates, or particular vendors, enhancing control and security over company spending.

Rho Pricing

We offer a straightforward and transparent pricing structure that eliminates many of the common fees you might find with other financial management platforms like Airbase and Ramp. Our goal is to make financial management simple and cost-effective for your business.

Here are the key pricing line items:

• $0 Same-Day ACH fees: No fees for same-day ACH transactions.
• $0 Wire fees: No fees for wire transfers, except for international wires in USD which may incur additional fees.
• $0 Monthly plans: No monthly subscription fees for accessing our services.
• $0 Support fees: No fees for customer support, available from Day 1.
• $0 Subscription fees: No subscription fees for using our platform.
• $0 Checking account minimum fees: No minimum balance fees for checking accounts.
• $0 Connected, in-platform capabilities: No fees for using AP, Expense & Accounting Automation features.
• $0 Per-user fees: No fees per user for accessing the platform.
• 1% Foreign currency transfer: A 1% fee on foreign currency transfers.

You can find all the details about our pricing here.

Why Users Love Rho

We’re proud of what we do, but we think our customers say it best. Take a look at why they prefer Rho over other options.

• "Rho is everything a corporate card program should be - And it's free to the users and employers!" - Tyler M., Chief Financial Officer
• "From day one, using Rho has been simple and straightforward." - Kevin K., Director of Marketing and Analytics
• "Modern, flexible, tech-centric user experience on traditional credit card services." - Pete S.

Want a firsthand look at Rho? You can request a free demo here.

Which Platform Is Right for Your Business?

Each platform—Airbase, Ramp, and Rho—has its strengths, catering to different business needs. Airbase excels in accounts payable automation, while Ramp offers a user-friendly interface and efficient expense management. However, both have their drawbacks, such as complex dashboards and cumbersome approval processes.

This is where Rho comes in. We offer a seamless experience with features like 24/7 private client support, zero platform fees, and automatic receipt capture. Our transparent pricing and robust integrations make financial management simple and cost-effective, setting us apart from the competition.

Make the Smarter Choice with Rho Today

Curious to see what Rho can do for you? Discover how our platform can simplify your financial management. Get started with Rho today.