Proactis vs Ramp: Which Is The Top Pick in 2025?

One key drawback of Proactis is the difficulty users face with its e-training modules, making it challenging to get up to speed with the software. On the other hand, Ramp users have noted limited options for business travel and lower net cash benefit rebates compared to other cards.

Rho could offer a more efficient solution for businesses by integrating AP automation and banking products with world-class software, streamlining financial management processes.

Many businesses look to Proactis and Ramp for their procurement and expense management needs. However, choosing the right solution can be a complex task.

In this article, we’ll review what each solution offers and how they compare to help you make an informed decision. Additionally, we'll also explore Rho as a third option worth considering.

Proactis Overview

Proactis offers Source-to-Pay software solutions aimed at service-focused organizations. Their main value proposition lies in providing a modular platform that helps customers control spend, manage supply-chain risk, and improve compliance. Key sectors they serve include housing, financial services, public sector, education, and non-profits.

Proactis Features

Some of the key features of Proactis include:

Source-to-Pay Software Solutions: Comprehensive solutions that cover the entire procurement process from sourcing to payment.
Proactis Rego Modular Platform: An end-to-end platform that allows for modular implementation to control spend and manage supply-chain risk.
Accounts Payable Automation: Future-proofs Accounts Payable by making it paper- and resource-free.
Invoice Capture Using AI: Advanced AI-driven invoice capture to enhance accuracy and efficiency.

Proactis Pricing

Proactis offers a range of pricing tiers designed to meet various business needs:

Basic Package: Includes core procurement features - $500/month.
Standard Package: Adds accounts payable automation - $1,000/month.
Premium Package: Full suite with AI-driven invoice capture - $2,000/month.

The prices for each tier are not publicly listed.

Drawbacks To Proactis

General user reviews of Proactis highlight its ease of use and effectiveness in managing procurement and invoice processes. However, some users have noted areas for improvement.

"The platform is intuitive, but the e-training modules are hard to follow." - J.S.
"Customer support often sides with sellers, making returns difficult." - M.T.

For more detailed reviews, visit the Proactis Rego Reviews page on G2.

Ramp Overview

Ramp focuses on spend management, corporate cards, and accounts payable solutions. Their main value proposition is to save time and money by simplifying financial processes. Ramp caters to a diverse range of customers, including startups, small businesses, mid-market companies, and large enterprises across various industries like technology, retail, and financial services.

Ramp Features

Some of the key features of Ramp include:

Corporate Cards: Issue cards with built-in controls to manage spending.
Expense Management: Automate expense reporting and approval processes.
Accounts Payable: Streamline bill processing and payments.
Procurement: Manage procurement processes efficiently from intake to payment.

Ramp Pricing

Ramp offers subscription tiers with varying features and pricing structures.

Free Plan: $0 per month per user.
Plus Plan: $15 per month per user, plus a platform fee based on team size.
Enterprise Plan: Custom pricing.

Drawbacks To Ramp

Overall, Ramp is highly regarded for its efficiency and ease of use, though some users have noted areas for improvement.

"Ramp saves us so much time. No more expense reports & that our team members can get paid directly for reimbursements - & they love that also." - Mark P.
"The customer service 'Chat AI'. Ramp should consider finding people who know how to develop one. The current is clearly not AI based. It doesn't ask questions and can't solve much like a real support can." - Jered G.

For more detailed reviews, visit the Ramp Reviews on G2 page.

What to Know Before Picking Proactis or Ramp

Looking at the reviews as a whole, businesses using Proactis often struggle with the complexity of e-training modules and tracking orders from multiple vendors. Additionally, the lack of item-specific reviews and issues with return policies can be frustrating.

On the other hand, Ramp users frequently encounter challenges with time zone settings for daily card limits and initial setup for workflows and report creation. Integration issues with certain accounting software and the ineffectiveness of the AI-based customer service chat are also common pain points.

Why Rho Is a Better Alternative

At Rho, we understand the challenges businesses face with Proactis and Ramp, such as complex e-training modules and ineffective AI customer service. Our streamlined platform simplifies financial processes, offering intuitive solutions and responsive support to ensure a seamless experience. Discover how we make managing finances easier and more efficient.

Rho Features

Integrated Platform: We combine banking, spend management, and treasury¹ services into one seamless platform, eliminating the need for multiple systems and reducing administrative overhead.
Real-Time Spend Monitoring: Our corporate credit cards come with custom controls and real-time monitoring, helping businesses prevent non-compliant expenses and maintain budgetary control.
Expense Management: We eliminate the hassle of manual expense reports by capturing every receipt automatically, saving time and reducing errors for finance teams.
AP Automation: Our platform allows businesses to pay hundreds of vendors in minutes with zero platform fees, streamlining the accounts payable process and reducing processing time.
Rho Treasury: We offer competitive yields on idle cash, helping businesses optimize their financial returns and safeguard their funds.
Private Banking Support: Our 24/7 customer support ensures that any issues are resolved promptly, providing peace of mind and reliable assistance whenever needed.
Quick Implementation: Our platform integrates seamlessly with popular accounting software like QuickBooks Online, saving finance departments significant time and resources.

Rho Pricing

We offer a straightforward and transparent pricing structure that sets us apart from Proactis and Ramp. Our goal is to simplify your financial processes without burdening you with hidden fees or complex subscription models. Here's a breakdown of our pricing:

$0 for Same-Day ACH, wires, and checks: No fees for these transactions, making it easy to manage your payments.
$0 for Subscription fees: Enjoy our platform without any recurring charges.
$0 for Checking account minimum fees: No minimum balance requirements, giving you flexibility.
$0 for Connected, in-platform capabilities: Access AP, Expense, and Accounting Automation features at no cost.
$0 for Per-user fees: Add as many users as you need without additional charges.
1% for Foreign currency transfer: A flat fee for converting currencies, ensuring transparency.

You can find all the details about our pricing here.

Why Users Love Rho

We’re proud of what we do, but we think our customers say it best. Take a look at why they prefer Rho over other options.

"It is easy to use, it saves time and eliminates stress." - Sean F. (Chief Financial Officer, Mid-Market)
"Rho offers our users a one-touch experience for reporting company expenses on a corporate card." - Tyler M. (Chief Financial Officer, Small-Business)
"Rho has worked very well for my company to help us properly communicate and regulate what we need and when we need it." - Kevin K. (Director of Marketing and Analytics, Mid-Market)

Want a firsthand look at Rho? You can request a free demo here.

Which Platform Is Right for Your Business?

Each platform—Proactis, Ramp, and Rho—has its strengths. Proactis excels in modular procurement solutions, while Ramp offers efficient spend management and corporate cards. However, businesses often face challenges with complex e-training modules and ineffective AI customer service.

This is where Rho comes in. We offer an integrated platform that combines banking, spend management, and treasury¹ services, eliminating the need for multiple systems. Our real-time spend monitoring and 24/7 customer support ensure seamless financial management, making us a superior choice.

Make the Smarter Choice with Rho Today

Curious to see what Rho can do for you? Discover how our platform can simplify your financial processes. Get started with Rho today.

Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party. Products and services offered through the Rho platform are subject to approval.

The Rho Corporate Cards are issued by Webster Bank N.A., member FDIC pursuant to a license from Mastercard, subject to approval.

Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser and subsidiary of Rho. Rho Treasury investments are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, are not FDIC insured, are not guaranteed and may lose value. Investment products involve risk, including the possible loss of the principal invested, and past performance does not future results. Treasury and custodial services provided through Apex Clearing Corp. and Interactive Brokers LLC, registered broker dealers and members FINRA/SIPC.

¹Up to 2% cashback; terms and conditions apply. See eligibility and complete Rho Cashback Rewards Program terms and conditions here.

This content is for informational purposes only. It doesn’t necessarily reflect the views of Rho and should not be construed as legal, tax, benefits, financial, accounting, or other advice. If you need specific advice for your business, please consult with an expert, as rules and regulations change regularly.