5 Tipalti Alternatives For Startups in 2025

Tipalti is a finance automation company that provides a connected suite of products designed to streamline and automate various financial processes. Their offerings include Accounts Payable Automation, Mass Payments, Procurement, Expense Management, and a Connected Suite that integrates these functionalities into a single platform.

However, Tipalti doesn’t fit all companies’ needs, and some businesses find it lacking in essential features or flexibility. If you’re looking for a better fit, we’ve rounded up five top alternatives—Rho, Medius, ProSpend, AvidXchange, Zahara—each offering unique advantages to meet different business requirements.

5 Alternatives to Tipalti

1) Overall Pick: Rho

At Rho, we are dedicated to providing a seamless business banking and spend management platform tailored for founders and finance teams. Our mission is to support your journey from idea to IPO with tools that simplify financial operations and help you focus on what truly matters—growing your business.

Rho Key Features

• Rho Platinum: Offers up to 2% cashback¹ on banking and card usage, providing a financial incentive for using Rho's services.
• AP Automation: Facilitates quick and fee-free payments to multiple vendors, enhancing efficiency in accounts payable processes.
• Rho Treasury: Safeguards idle cash and offers a dynamic yield rate, optimizing cash management.
• Rho Partner Portal: Built for world-class accounting partners to streamline their processes and improve financial management tasks.
• Travel with Rho + Navan: Combines the power of Rho and Navan for seamless business travel management.
• Expense Management: Simplifies the process of managing expenses by eliminating the need for manual expense reports and ensuring all receipts are captured.
• Corporate Credit Cards: Allows real-time monitoring and control of corporate spending, ensuring compliance and automating expense accounting.

Unlike Tipalti's Accounts Payable Automation, which focuses on global payment management, Rho's AP Automation offers zero platform fees, making it a cost-effective solution for businesses.

Rho Pricing

We offer a straightforward and transparent pricing structure designed to save you money and simplify your financial operations. Many of our essential services are free to use, making it easy to manage your finances without worrying about hidden costs.

Here’s a breakdown of our pricing:

• $0 Same-Day ACH fees: No fees for same-day ACH transactions.
• $0 Wire fees: No fees for wire transfers, with some exceptions for international wires.
• $0 Monthly plans: No charges for accessing essential accounting integrations.
• $0 Support fees: Free live support from day one.
• $0 Subscription fees: No subscription fees for using Rho's platform.
• $0 Checking account minimum fees: No minimum balance fees for checking accounts.
• $0 Connected, in-platform capabilities: Free access to AP, Expense, and Accounting Automation features.
• $0 Per-user fees: No fees per user.
• 1% Foreign currency transfer: A 1% fee on foreign currency transfers.

You can find all the details about our pricing here.

Why Users Prefer Rho

Don’t just take our word for it—hear directly from Rho’s customers. Here’s what real users have to say about why they prefer Rho over other solutions:

• "Rho is everything a corporate card program should be. Users love it, and it has saved the finance department 60 hours per month."
• "From day one, using Rho has been simple and straightforward. It's easy to track expenses and submit receipts."
• "Rho offers our users a one-touch experience for reporting company expenses on a corporate card."

Want a firsthand look at Rho? You can request a free demo here.

Source: Rho Reviews & Product Details

2) Medius

Medius specializes in AP automation and global payment software, offering a suite of solutions that manage the source-to-pay process using intelligent technology. Their products include AP Automation, Payment Automation, Fraud & Risk Detection, Medius Copilot, Supplier Conversations, Procurement, Expense Management, Sourcing, Contract Management, and Supplier Onboarding.

Medius Key Features

Medius offers a comprehensive suite of features designed to streamline and enhance AP processes using intelligent technology.

• Medius Copilot: AI assistant that answers approvers’ questions automatically for accurate invoice decisions.
• Supplier Conversations: Provides autonomous invoice and payment status updates to suppliers, reducing AP team workload.
• Fraud & Risk Detection: Uses AI to enforce policies and provide visibility into fraud and risk exposure.
• Expense Management: Automates expense reports using AI and ML, providing visibility into business expenses.
• Procurement: Controls spending, automates tasks, and provides insights into supplier relationships.

Medius Pricing

Medius offers suite-focused packages and application-level pricing options tailored to meet the unique needs of businesses.

• Professional: Includes AP Automation, Medius Capture, and 1 Standard User.
• Enterprise: Adds Medius Prepayments and supports 2 Countries and 10 Standard Users.
• Premium: Unlimited entities, countries, and users, with 5 Power Users included.
• Starter: Available in some regions, includes AP Automation and 1 Standard User.

Drawbacks To Medius

General user reviews of Medius highlight its user-friendly interface and efficiency in automating AP processes. However, some users have noted areas for improvement.

• "Medius has powerful report functions and customizable configuration, allowing us to achieve specific goals." - Shinsuke T.
• "The system can slow down when handling large documents, which can be frustrating." - Denise K.

Source: Medius Reviews 2025: Details, Pricing, & Features | G2

3) ProSpend

ProSpend is a unified platform that combines expense management, accounts payable, and card management into one system. It aims to simplify financial processes, reduce errors, and provide real-time insights for smarter spending decisions.

ProSpend Key Features

ProSpend offers a range of features designed to streamline financial processes for businesses. Here are some of the most notable features:

• Unified Platform: Integrates expense management, accounts payable, and card management into a single system, aiming to simplify financial operations.
• Automated Expense Reports: Provides daily credit card feeds, digital receipts, smart receipt matching, and auto-coding to automate expense claims.
• Instant Issue Virtual Cards: Allows for the immediate issuance of virtual cards with configurable spending limits to manage company expenses.
• Fraud Control: Includes automated fraud control and invoice screening to detect discrepancies and ensure compliance, helping to prevent invoice fraud.
• Multi-Entity Management: Handles multiple business entities within a single database, allowing for different configurations and approval workflows while maintaining a consolidated view.

ProSpend Pricing

ProSpend offers a pricing calculator to estimate costs based on specific business needs.

ProSpend's pricing is not public. Contact their support for more info.

Drawbacks To ProSpend

General user reviews of ProSpend highlight its ease of use and integration capabilities, but some users have noted issues with bank integration and customization options.

• "ProSpend is very user intuitive both from an end-user and administrative perspective. User up-take within our business has been extremely high and feedback positive." - Andrew C.
• "The system needs better customization options and improved bank integration to handle multiple currencies effectively." - Christine G.

Source: ProSpend Reviews 2025: Details, Pricing, & Features | G2

4) AvidXchange

AvidXchange offers intelligent AP automation software designed to streamline the accounts payable process, reduce administrative work, and enable strategic initiatives. The software provides enhanced visibility and control over approvals and payments, supports hybrid work, and improves employee satisfaction.

AvidXchange Key Features

Here are some of the most notable features of AvidXchange:

• AI-Powered Automation: Utilizes artificial intelligence to enhance efficiency and accuracy in the accounts payable process.
• Seamless Integration: Integrates smoothly with existing accounting systems and ERPs to streamline AP processes.
• Large Supplier Network: Connects to one of the largest supplier networks, enabling paperless invoice processing and payments.
• 24/7 Online Platform: Provides anytime, anywhere access to AP tasks, allowing employees to be more productive and avoid delays.
• Customer-Centric Approach: High customer satisfaction rates and tailored solutions for various industries and accounting systems.

AvidXchange Pricing

AvidXchange's pricing is not public. Contact their support for more info.

Drawbacks To AvidXchange

General user reviews of AvidXchange highlight its efficiency in automating AP processes but also note issues with customer support and payment delays.

• "The platform is user-friendly and helps streamline our AP processes, but customer support is often slow to respond." - John D.
• "AvidXchange simplifies vendor payments, though we frequently experience delays in payment processing." - Emily R.

Source: AvidXchange Reviews 2025: Details, Pricing, & Features | G2

5) Zahara

Zahara is a cloud-based accounts payable automation software designed to help organizations control costs, streamline invoice processing, and improve financial visibility. It offers features like automated approvals, real-time reporting, and seamless integrations with various accounting systems.

Zahara Key Features

Here are some of the most notable features of Zahara:

• Cloud-Based Access: Zahara can be accessed from any device with an internet connection, providing real-time updates and remote monitoring capabilities.
• Automated Approvals: Multi-step invoice approval workflows that replace traditional paper and spreadsheet tracking methods with email or mobile-app purchase approvals.
• Accelerate Invoice Processing: Zahara’s OCR software reads invoices accurately, enabling faster invoice processing and better resource utilization.
• Live Insights and Reporting: Provides real-time visibility into spending with advanced reporting and analysis, complete audit trails, and GRNs.
• Bulk Pay Your Suppliers: Facilitates seamless transactions from your current bank, including international remittances, making the payment process more efficient.

Zahara Pricing

Zahara offers flexible and transparent pricing plans tailored to different business needs, with options for customization and add-ons.

• Teams: Includes approval workflows, up to 10 user licenses, 120 orders, and 250 invoices read accurately.
• Business: Includes approval workflows, up to 18 user licenses, 250 orders, 500 invoices read accurately, and precise budget control.
• Enterprise: Customizable plan with approval workflows, user licenses, orders, invoices read accurately, and precise budget control.

Drawbacks To Zahara

General user reviews of Zahara highlight its user-friendly interface and effective purchase order management, but some users have noted issues with technical errors and approval timings.

• "Zahara overall is a good software when it works. For example, currently, I am getting a technical error message." - SP
• "Approvals always coming in outwith working hours, sometimes in the middle of the night." - Anna Robertson

Source: Zahara Reviews | Read Customer Service Reviews of zaharasoftware.com

How to select the right Tipalti alternative?

Tips for Selecting the Right Tipalti Alternative:

• Assess Your Needs: Identify the specific features and functionalities your business requires, such as AP automation, expense management, or fraud detection.
• Consider Integration: Ensure the platform integrates seamlessly with your existing accounting systems and ERPs to avoid disruptions.
• Evaluate Pricing: Compare the pricing structures of different platforms to find one that offers the best value for your budget.
• Read User Reviews: Look at user feedback to understand the strengths and weaknesses of each platform from a real-world perspective.
• Request Demos: Take advantage of free demos to get a hands-on feel of the platform's usability and features. Rho offers a straightforward demo that showcases its user-friendly interface and comprehensive features.
• Customer Support: Consider the quality of customer support offered. Rho provides free live support from day one, ensuring you have help when you need it.
• Scalability: Choose a platform that can grow with your business, offering scalable solutions to meet your evolving needs.

Getting started with the best Tipalti alternative

Each of the alternatives to Tipalti—Rho, Medius, ProSpend, AvidXchange, and Zahara—offers unique features and benefits that can cater to different business needs. However, if you're looking for a comprehensive solution that combines business banking, spend management, and seamless integrations, we recommend Rho.

Ready to experience the benefits of Rho firsthand? Request a demo today and see how Rho can streamline your financial operations and support your business growth.