Top 14 Venture Capital Firms for FinTech Startups

For founders in the financial technology space, preparing to raise capital requires a clear understanding of the key investors. Choosing the right venture capital firm is a critical step for any startup, and it's especially true in the specialized field of FinTech.

To help you prepare, our team has curated this overview of the top VC firms investing in financial technology. Use this guide to quickly identify the investors most relevant to your company, whether you're actively fundraising or just getting ready.

Actively raising? You can now access non-dilutive funding options like venture debt and credit lines through Rho Capital. Rho also provides access to business banking, corporate cards, and bill pay—built for startup teams moving fast.

Key Takeaways

• For startups in the financial technology space, securing venture funding provides the capital necessary for product development, hiring, and scaling operations.
• Top venture capital firms active in financial technology include Coinbase, StepStone Group, Plug and Play, and Bessemer Venture Partners, all notable backers of growing companies.
• Once you've raised or closed a round, Rho helps you manage your new capital with integrated business banking, corporate cards, and bill pay.

Which VC Firms in FinTech Are Right for Your Stage?

From early-stage funding to preparing for an exit, knowing which investors to approach is key. We've put together a quick look at the VC firms in financial technology, organized by their typical investment stage.

Pre-seed and Seed VC Firms in FinTech

This initial funding stage is for getting your idea off the ground, typically covering product development and early market validation. For founders in financial technology, firms like BoxGroup and Base10 are known for their seed-stage investments, while accelerators such as Plug and Play also provide critical early support.

Early Stage VC Firms in FinTech

Early-stage funding, which includes Series A and B rounds, helps you scale your team and operations once you've established product-market fit. Venture capital firms investing in FinTech at this stage include Draper Associates and Ripple, while specialized investors like Coinbase Ventures back companies in the blockchain and cryptocurrency space.

Late Stage VC Firms in FinTech

Late-stage venture capital is for established companies preparing for major growth, an acquisition, or an initial public offering (IPO). Prominent late-stage VC firms include WestCap and Bessemer Venture Partners, both with experience guiding companies toward significant exits. Once you secure a major round, our integrated financial tools—including business banking, corporate cards, and automated bill pay—help you manage and deploy that capital efficiently.

It's also worth noting that some venture capital firms invest across all startup funding stages too.

To help you find the right investors, we've compiled an overview of the top VC firms in the financial technology sector. For each firm, you'll find information on their typical investment stages, geographic focus, and what makes them a strong choice for founders.

1. Coinbase

As the venture arm of the major digital currency exchange, Coinbase Ventures invests in companies building the future of the crypto economy. Their mission is to support the development of an open financial system by backing promising founders in the space.

The firm has a clear focus on foundational web3 infrastructure and applications, with a portfolio that includes category leaders like the NFT marketplace OpenSea and the decentralized exchange Uniswap. This signals a deep technical concentration and a strategy of backing core protocols that power the broader ecosystem.

This makes Coinbase Ventures a strong match for founders with deep crypto expertise who are building decentralized protocols or applications. If your company is contributing to the core infrastructure of web3, their team and ecosystem offer significant strategic value.

• Industries of focus: Cryptocurrency, blockchain, FinTech, and web3 infrastructure
• Investment stages: Primarily early-stage, but invests across all funding rounds
• Notable portfolio companies: OpenSea, Uniswap, Arbitrum, and StarkWare
• Geographical presence: Based in San Francisco, California
• Founded: 2012
• Portfolio size: Over 40 investments

You can refer to their website here.

2. StepStone Group

StepStone Group is a global private markets firm that operates as both a private equity firm and a venture capital investor. They provide investors with customized portfolios that combine primary, secondary, and co-investments across various asset classes.

The firm is distinguished by its broad investment mandate, covering the full company lifecycle from seed and early-stage venture to late-stage and private equity. Their focus includes financial services and FinTech, signaling a strong interest in companies operating within the financial sector.

StepStone is a good match for founders seeking a long-term financial partner capable of supporting growth across multiple funding rounds. If your company is in the financial services space, their deep market presence could be a significant asset.

• Industries of focus: Banking, Financial Services, FinTech, and Real Estate Investment
• Investment stages: Seed, Early Stage Venture, Late Stage Venture, Private Equity, and Secondary Market
• Geographical presence: Based in New York, New York
• Founded: 2007
• Portfolio size: Over 100 investments

You can refer to their website here.

3. Plug and Play

Plug and Play operates as a global innovation platform, connecting startups with corporations and investors. It functions as an accelerator and venture capital firm, providing early-stage companies with resources and industry access.

The firm is known for its broad ecosystem approach, supporting companies from the seed stage onward across sectors like financial technology. Its portfolio includes major successes like PayPal, Dropbox, and Honey, showing a track record of backing companies that achieve significant scale.

This makes Plug and Play a strong choice for early-stage founders who can benefit from direct connections to large corporations and a global investor network. If your startup is in a sector like FinTech, their platform can provide valuable partnerships and validation.

• Industries of focus: Financial Services, FinTech, and Smart Cities
• Investment stages: Seed, Early Stage Venture, Private Equity, and Non-Equity Assistance
• Notable portfolio companies: PayPal, Dropbox, and Honey
• Geographical presence: Based in Sunnyvale, California
• Founded: 2006
• Portfolio size: Over 2,100 investments

You can refer to their website here.

4. Bessemer Venture Partners

Bessemer Venture Partners is a long-standing venture capital firm with a history of backing companies from their early stages through to major growth. They invest broadly across enterprise, consumer, and healthcare sectors, including a significant focus on financial technology.

The firm is distinguished by its multi-stage investment strategy and a portfolio filled with household names like Shopify and Pinterest. This track record, detailed in their list of backed companies, shows a focus on businesses with the potential for massive scale and market leadership.

BVP is a great fit for founders building ambitious companies in the enterprise, consumer, or healthcare spaces who are looking for a long-term partner. Their experience guiding companies like Twilio and LinkedIn to successful exits makes them a valuable ally for startups aiming for significant growth.

• Industries of focus: Finance, Financial Services, FinTech, and InsurTech
• Investment stages: Early Stage Venture and Late Stage Venture
• Notable portfolio companies: Shopify, Pinterest, Twilio, LinkedIn, and Twitch
• Geographical presence: Based in San Francisco, California
• Founded: 1911
• Portfolio size: Over 1,470 investments

You can refer to their website here.

5. BoxGroup

BoxGroup is an early-stage investment fund that backs technology companies, often getting involved at the very beginning of a startup's life. They are known for making early, high-conviction bets on founders with ambitious ideas.

The firm’s portfolio is a testament to its strategy, featuring foundational companies like Plaid, Ramp, and Airtable, all of which BoxGroup supported from the seed stage. This shows a clear focus on backing businesses that have the potential to become infrastructure for their respective industries.

BoxGroup is a strong match for founders at the pre-seed or seed stage with a clear product vision, especially in the financial technology sector. As you prepare for your first fundraise, remember that our team at Rho can also connect you with non-dilutive funding options to complement your equity round.

• Industries of focus: Finance, Financial Services, FinTech, and Impact Investing
• Investment stages: Seed and Early Stage Venture
• Notable portfolio companies: Plaid, Airtable, Ramp, and Warby Parker
• Geographical presence: Based in New York, New York
• Founded: 2009
• Portfolio size: Over 700 investments

You can refer to their website here.

6. Base10 Partners

Base10 Partners is an early-stage venture firm that invests in companies automating major sectors of the real economy. They focus on founders building technology for traditional industries like logistics, retail, and finance.

The firm stands out with its research-driven approach to identifying markets ready for automation and its unique foundation, which donates 50% of the fund’s carried interest to scholarships. Their portfolio includes major successes like Brex and Plaid, showing a strong record in backing foundational companies.

Base10 is a great match for founders at the seed or early stage who are automating a large, established industry. If you value a hands-on partner with deep operational expertise, their model is designed to help you scale effectively.

• Industries of focus: Automation of real economy sectors, including Financial Services, FinTech, Logistics, and Retail
• Investment stages: Seed and Early Stage Venture
• Notable portfolio companies: Brex, Notion, Figma, Plaid, and Instacart
• Geographical presence: Based in San Francisco, California
• Founded: 2017
• Portfolio size: Over 140 investments
• Key differentiator: A research-driven firm with a dedicated scaling team and a unique philanthropic model

You can refer to their website here.

7. Goodwater Capital

Goodwater Capital is a venture firm that invests in consumer technology companies with a global reach. Their stated mission is to support entrepreneurs who are building products that aim to create a positive impact on the world.

The firm is distinguished by its clear focus on consumer-facing businesses, backing companies with the potential for mass adoption. Their portfolio includes international successes like the South Korean "super-app" Toss and the UK challenger bank Monzo.

This makes Goodwater a strong match for founders building consumer applications, especially in the financial technology sector, with a clear path to acquiring a large user base. If your company has ambitions for international scale, their experience could be a significant asset.

• Industries of focus: Consumer Technology, Financial Services, FinTech
• Investment stages: Seed, Early Stage Venture, Late Stage Venture, and Convertible Note
• Notable portfolio companies: Toss, Monzo, Zepto, and Weee!
• Geographical presence: Based in Burlingame, California
• Founded: 2014
• Portfolio size: Over 790 investments

You can refer to their website here.

8. Draper Associates

Draper Associates is an early-stage venture capital firm that backs companies with the potential to transform their industries. They focus on founders building technology with far-reaching impact.

The firm is known for its broad investment approach, supporting companies from seed stage through private equity with a focus on FinTech and software. Their portfolio includes major successes like Robinhood and Twitch, showing a history of backing market-defining companies.

This makes Draper Associates a strong choice for early-stage founders with ambitious, industry-defining ideas, particularly in FinTech and software. Once you secure that funding, our integrated platform at Rho helps you manage your new capital with tools for banking, cards, and payments.

• Industries of focus: Financial Services, FinTech, and Software
• Investment stages: Seed, Early Stage Venture, and Private Equity
• Notable portfolio companies: Robinhood, Twitch, Ping Identity, and Zopa
• Geographical presence: Based in San Mateo, California
• Founded: 2015
• Portfolio size: Over 400 investments

You can refer to their website here.

9. Forerunner

Forerunner is a venture capital firm that invests in companies by focusing on the mindset of the modern consumer. Their approach is to identify and back founders who are building brands that resonate with contemporary customer behaviors and expectations.

The firm is defined by its deep focus on consumer-facing businesses, with a portfolio that includes category-defining companies like the neobank Chime and the eyewear brand Warby Parker. This track record shows a clear ability to spot and support brands that achieve mainstream success.

Forerunner is an excellent partner for founders building consumer-focused companies, particularly in retail and financial technology, who are ready to build a powerful brand. Once you secure funding, our integrated financial platform at Rho can help you manage that capital with tools for banking, cards, and payments.

• Industries of focus: FinTech, Internet, Retail, and Retail Technology
• Investment stages: Seed, Early Stage Venture, and Late Stage Venture
• Notable portfolio companies: Chime, Faire, Warby Parker, and Dollar Shave Club
• Geographical presence: Based in San Francisco, California
• Founded: 2010
• Portfolio size: Over 260 investments

You can refer to their website here.

10. Flourish Ventures

Flourish Ventures is a global venture firm that backs entrepreneurs building technology to improve financial health. Their focus is on supporting innovations that create prosperity for individuals and small businesses.

The firm invests with a clear, purpose-driven mission, backing companies that have a direct impact on financial wellness. Their portfolio includes globally recognized FinTech companies like Chime and the African payments platform Flutterwave, which achieved unicorn status, showing a strong record in the sector.

Flourish is a great partner for founders whose companies are designed to improve financial outcomes for consumers or small businesses. Once you secure funding from a firm like Flourish, our integrated platform at Rho helps you manage that new capital with tools for banking, cards, and payments.

• Industries of focus: Financial Services, FinTech
• Investment stages: Seed, Early Stage Venture, Late Stage Venture, and Convertible Note
• Notable portfolio companies: Chime, Flutterwave, Neon, and Grab Financial Group
• Geographical presence: Based in San Francisco, California
• Founded: 2019
• Portfolio size: Over 160 investments

You can refer to their website here.

11. Bond

Bond is a venture capital firm that partners with founders for the long haul, supporting companies from their earliest stages through to major growth. Their investment approach covers the full lifecycle of a startup, providing long-term partnership.

The firm is known for backing companies that achieve massive scale and become foundational in their industries, such as the design platform Canva and the developer tool Sentry. This track record points to a strategy of identifying and supporting businesses with the potential for global leadership.

Bond is a great fit for founders with ambitious, market-defining ideas who are seeking a partner for significant, long-term growth. Their focus on foundational companies makes them a valuable ally for startups aiming to become an essential platform in their space.

• Industries of focus: Finance, Financial Services, FinTech, and Venture Capital
• Investment stages: Seed, Early Stage Venture, Late Stage Venture, and Private Equity
• Notable portfolio companies: Canva, Sentry, Kalshi, and Otrium
• Geographical presence: Based in San Francisco, California
• Founded: 2018
• Portfolio size: Over 100 investments

You can refer to their website here.

12. Endeavor Catalyst

Endeavor Catalyst operates as a co-investment fund, designed to exclusively support companies within the global Endeavor network. The firm invests alongside lead venture capital firms, adding capital and support for high-growth founders.

The fund is defined by its global reach, backing market-leading companies in emerging economies. Its portfolio includes several high-profile unicorns like the Nigerian payments company Flutterwave and the Colombian super-app Rappi.

Endeavor Catalyst is a strong match for founders who are already part of the Endeavor network and have secured a lead investor for their round. Once you close your round, our team at Rho can help you manage the new capital with integrated banking, corporate cards, and payments.

• Industries of focus: Finance, Financial Services, FinTech
• Investment stages: Seed, Early Stage Venture, and Late Stage Venture
• Notable portfolio companies: Flutterwave, Rappi, Globant, and Tabby
• Geographical presence: Based in New York, with a global focus on emerging markets
• Founded: 2012
• Portfolio size: Over 380 investments

You can refer to their website here.

13. Ripple

Ripple is a technology firm focused on financial infrastructure, offering solutions for international payments, crypto liquidity, and central bank digital currencies. As an investor, it backs companies building in related technology sectors like blockchain and web3.

The firm’s portfolio shows a focus on enterprise automation, with investments in AI agent builder Voiceflow and logistics platform Rose Rocket. This signals an interest in software that improves core business operations, beyond just pure FinTech.

Ripple is a good fit for early-stage founders building technology for the financial sector or creating automation tools for other industries. After securing a round with a firm like Ripple, our team at Rho can help you manage your new capital with integrated banking, corporate cards, and payments.

• Industries of focus: Blockchain, Cryptocurrency, FinTech, Payments, and Web3
• Investment stages: Early Stage Venture
• Notable portfolio companies: Voiceflow, Rose Rocket, ZenHub, and Wisedocs
• Geographical presence: Based in San Francisco, California
• Founded: 2012
• Portfolio size: Over 40 investments

You can refer to their website here.

14. WestCap

WestCap is a strategic investment and operating firm that backs tech-enabled, asset-light marketplaces. They partner with founders to build enduring, market-leading companies.

The firm is defined by its focus on high-growth marketplaces and its ability to support companies through late-stage rounds and public offerings. Their portfolio includes major successes like the home-sharing platform Airbnb and the buy-now-pay-later giant Klarna.

WestCap is a strong match for founders building marketplace businesses who seek a long-term partner for significant growth. Once you secure a major round, our integrated financial tools at Rho help you manage and deploy that capital efficiently.

• Industries of focus: Finance, FinTech, Real Estate, and Professional Services
• Investment stages: Early Stage Venture, Late Stage Venture, and Private Equity
• Notable portfolio companies: Airbnb, Klarna, Hopper, GoodLeap, and Addepar
• Geographical presence: Based in New York, New York
• Founded: 2019
• Portfolio size: Over 60 investments

You can refer to their website here.

What This Tells Us About The VC Scene for FinTech Companies

This overview of venture capital firms shows that investor support for companies in the FinTech sector is both deep and varied. You’ll find firms active at every point of a company's lifecycle, from pre-seed and seed specialists to investors that focus on late-stage growth. This balance indicates a mature field with consistent opportunities for founders, regardless of their current stage.

Geographically, many of the most active investors are based in established US tech hubs like the San Francisco Bay Area and New York. While some firms on the list have a global reach, this concentration is an important factor to consider as you develop your fundraising strategy.

As you plan your next steps, remember that equity isn't the only path. Our team at Rho Capital can connect you with non-dilutive funding options like venture debt and credit lines, providing financing tailored to your business model without you having to chase lenders.

Raise Confidently with Rho

Having a focused list of relevant investors is invaluable, especially when your time and energy are limited during a fundraise. This guide is designed to help you build a targeted outreach plan and approach the right firms for your company.

If you’re seeking funding, Rho Capital connects you to non-dilutive funding options like venture debt and credit lines through a fast, guided process. We help you access financing tailored to your stage and business model without having to chase lenders.

Once your capital is secured, our integrated platform provides the tools you need to manage it effectively. With business banking, corporate cards, and automated bill pay in one place, you can deploy your funds efficiently and focus on growth.

FAQs about Venture Capital Firms Focused on FinTech

Which are the top FinTech VC firms in Europe?

Key European FinTech hubs include London, Berlin, and Amsterdam. Look for firms with a dedicated European fund or a local office. Many prominent US firms also actively invest in the region, so your search should include global players.

What are the key FinTech venture capital firms in Asia?

In Asia, focus on markets like Singapore, India, and Hong Kong. Investors there often prioritize mobile-first solutions and companies addressing specific local financial needs. Many global firms also have dedicated teams for the region.

How do I find early-stage VC firms for my FinTech startup?

Start with industry reports and lists like this one. Networking and checking the portfolios of firms that have backed similar companies are also effective. Our team at Rho Capital can also connect you with non-dilutive funding options.

What do seed venture capital firms look for in a FinTech company?

At the seed stage, investors focus on the strength of your founding team, the size of the market you're addressing, and a clear product vision. They want to see a unique insight into a significant financial problem.

What's the best way to approach venture capital firms investing in FinTech?

A warm introduction through a mutual connection is always preferred. If that's not possible, a concise, well-researched email that clearly explains how your company aligns with the firm's investment thesis can also open doors.

How can Rho help my startup with funding?

We connect you with non-dilutive financing like venture debt and credit lines through Rho Capital. Once funded, our integrated platform helps you manage your capital with banking, corporate cards, and automated payments. Get started with Rho.