5 Zahara Alternatives For Startups in 2025

Zahara is a software solution designed to automate accounts payable processes, helping organizations control costs, streamline invoice processing, and gain real-time visibility into their spending. It offers features like purchase orders, AI invoice processing, and multi-step approval workflows.

However, Zahara doesn’t fit all companies’ needs, and some businesses find it lacking in essential features or flexibility. If you’re looking for a better fit, we’ve rounded up five top alternatives—Rho, Proactis, Qvalia, Zapro, MineralTree—each offering unique advantages to meet different business requirements.

5 Alternatives to Zahara

1) Overall Pick: Rho

At Rho, we’re dedicated to providing a seamless business banking and spend management experience. Our platform is designed to support founders and finance teams, helping them manage cash, control expenses, and streamline financial operations effortlessly.

Rho Key Features

• Business Checking Accounts: Manage operating cash without annoying ACH fees and enjoy 24/7 customer support.
• Corporate Credit Cards: Monitor corporate spend in real-time with custom card controls.
• Expense Management: Eliminate expense reports and capture every receipt.
• AP Automation: Pay hundreds of vendors in minutes with zero platform fees.
• Rho Treasury: Safeguard idle cash and earn a dynamic yield.
• Rho Integrations: Directly integrate with accounting, HR, and T&E software.
• Rho Platinum: Offers up to 2% cashback¹ when using Rho for banking and cards.

Unlike Zahara's focus on accounts payable automation, Rho provides a more comprehensive financial platform that includes banking, credit cards, and treasury management, making it a versatile choice for businesses looking to streamline multiple financial operations.

Rho Pricing

We offer a straightforward and transparent pricing structure designed to help businesses save money. Many of our essential services are free to use, making it easy for you to manage your finances without worrying about hidden costs. Here’s a breakdown of our pricing:

• $0 Same-Day ACH fees: No fees for same-day ACH transactions.
• $0 Wire fees: No fees for wire transfers, with some exceptions for international wires.
• $0 Monthly plans: No charges for accessing essential accounting integrations.
• $0 Support fees: Free live support from Day 1.
• $0 Subscription fees: No subscription fees for using Rho's platform.
• $0 Checking account minimum fees: No minimum balance fees for checking accounts.
• $0 Connected, in-platform capabilities: Free access to AP, Expense, and Accounting Automation.
• $0 Per-user fees: No fees per user.
• 1% Foreign currency transfer: A flat 1% fee on foreign currency transfers.

You can find all the details about our pricing here.

Why Users Prefer Rho

Don’t just take our word for it—hear directly from Rho’s customers. Here’s what real users have to say about why they prefer Rho over other solutions:

• "Rho is easy to use, it saves time and eliminates stress."
• "The centralized system is easy to use for all levels of the organization with exceptional customer service."
• "Rho offers our users a one-touch experience for reporting company expenses on a corporate card."

Want a firsthand look at Rho? You can request a free demo here.

Source: Rho Reviews & Product Details

2) Proactis

Proactis is a provider of Source-to-Pay software solutions designed to help organizations control spend, manage supply-chain risk, and improve compliance and governance. Their end-to-end modular platform, Proactis Rego, offers products such as Sourcing, Marketplace, Supplier Relationship Management, Procure-to-Pay, Contract Management, and Accounts Payable Automation, tailored for various sectors including Housing, Financial Services, and Public Sector.

Proactis Key Features

Proactis offers a range of features designed to help organizations control spend, manage supply-chain risk, and improve compliance through their Source-to-Pay software solutions.

• Proactis Rego: A modular platform that helps control spend, manage supply-chain risk, improve compliance, reduce costs, and deliver efficiencies.
• AI-Driven Invoice Capture: An advanced solution that uses AI to optimize invoice capture, reducing manual intervention and freeing up resources.
• UK Procurement Act Compliance: Features that ensure compliance with the UK Procurement Act 2023, supporting strategic procurement practices.
• Sector-Specific Solutions: Customized solutions for different sectors to address their unique spend management needs.
• Spend Management Integration: Integration capabilities with ERP and finance systems to streamline financial operations.

Proactis Pricing

Proactis's pricing is not public. Contact their support for more info.

Drawbacks To Proactis

General user reviews of Proactis are mixed, with some praising its functionality and others noting areas for improvement.

• "Proactis offers a comprehensive solution, but the e-training modules are difficult to follow." - J.S.
• "The platform is robust, yet the aesthetic design could use an update." - M.T.

Source: Proactis Rego Reviews 2025

3) Qvalia

Qvalia specializes in managing business messages and transactional data, offering solutions to digitize workflows from e-invoices to catalogs and punchout processes. Their comprehensive suite of tools and APIs includes electronic invoicing, order management, data management, and AI-driven document processing, with integration options via API, connectors, and web interfaces.

Qvalia Key Features

Qvalia specializes in accounting intelligence, e-invoicing, and order management solutions, offering a range of features designed to automate and digitize business processes. Here are some of the most notable features:

• Peppol Access Point: Provides seamless access to the Peppol network for creating, sending, and receiving electronic documents.
• Line-item Data Management with AI: Uses AI to classify and enrich transactional data at the line-item level, enhancing data quality and value.
• Comprehensive API Suite: Offers a wide range of APIs for invoicing, order management, OCR, accounting, and classification, facilitating seamless integration and automation.
• B2B Checkout: Supports automated invoicing and flexible payment options for business customers, enhancing e-commerce capabilities.
• Structured XML for Transactions: Ensures unified transaction streams with structured purchase and sales data in every transaction.

Qvalia Pricing

Qvalia's pricing is not public. Contact their support for more info.

Drawbacks To Qvalia

General user reviews of Qvalia highlight its ease of use and automation features, but some users find the lack of customization options frustrating.

• "Qvalia offers a unique and original set of features that make financial data management easy." - Emre Utku S.
• "Very frustrating because there was no way round the problem of it automatically generating the invoice number." - Catriona C.

Source: Qvalia Reviews 2025

4) Zapro

Zapro is a vendor management and procurement solution designed to streamline operations, enhance efficiency, and empower stakeholders through AI-driven collaboration and automation. It offers a comprehensive suite of tools for vendor management, strategic sourcing, contract management, spend analytics, AP automation, and inventory management, integrating seamlessly with existing systems to provide a unified platform for managing procurement processes from end to end.

Zapro Key Features

• AI-Driven Collaboration: AI integration at every lifecycle stage to enhance collaboration and streamline operations.
• Unified Supplier Management: Centralized platform for end-to-end vendor communication and operations management.
• Real-Time Inventory Management: Real-time tracking and management of inventory to prevent stockouts and optimize stock levels.
• Spend Analytics: Comprehensive visibility into spending patterns to identify cost-saving opportunities and make data-driven decisions.
• ERP Integrations: Seamless integration with existing systems to eliminate data silos and enhance operational efficiency.

Zapro Pricing

Zapro offers a comprehensive pricing plan starting at $699 per month, billed annually, which includes a full suite of features and premium support.

• $699 per month, billed annually: Full suite of features from sourcing to payment, premium support included.

Drawbacks To Zapro

General user reviews of Zapro highlight its effectiveness in automating AP processes but note some areas for improvement.

• "The accounts payable automation tool with procurement modules has been an amazing productivity booster for our AP team. The tool is incredibly easy to use and has allowed us to automate many of our AP tasks." - Vijay M.
• "Advanced features are difficult to navigate, and the lack of support for local currency payments is a significant drawback." - Saravana P.

Source: Zapro Reviews 2025

5) MineralTree

MineralTree offers Accounts Payable (AP) automation software designed to streamline finance operations, increase efficiency, and empower CFOs, controllers, and accounting staff to save time, reduce errors, and focus on strategic initiatives. The software integrates with existing ERP systems, is cloud-native, scalable, and includes features like TotalAP, TotalPay, and Virtual Cards, making it suitable for growing businesses across various industries.

MineralTree Key Features

• End-to-End AP Automation: MineralTree offers a comprehensive AP automation solution called TotalAP, designed to streamline the entire accounts payable process for mid-market and enterprise businesses.
• Virtual Cards: This feature provides a secure payment method that earns rebates, enhancing payment security and offering financial benefits.
• ERP Integration: MineralTree integrates seamlessly with various ERP systems like Oracle NetSuite, Sage Intacct, and QuickBooks, ensuring critical data stays in sync and the AP workflow is automated efficiently.
• Scalability for Growing Businesses: The cloud-native software is designed to adapt and scale with growing businesses, handling increasing transaction volumes and complexity.
• Exceptional Support and Quick Implementation: MineralTree ensures businesses can get up and running within 30 days, providing quick and effective implementation and ongoing support.

MineralTree Pricing

MineralTree's pricing is not public. Contact their support for more info.

Drawbacks To MineralTree

General user reviews of MineralTree highlight its efficiency and user-friendly interface, but some users report integration issues and technical problems.

• "MineralTree has really helped us process our payables more efficiently by automating coding, approval routing, and mobile payment approval." - Ryan B.
• "Integration with our ERP system has been problematic, causing delays and additional manual work." - Jamie L.

Source: MineralTree Reviews 2025

How to select the right Zahara alternative?

Tips for Selecting the Right Zahara Alternative:

• Identify Your Needs: Assess your business requirements and determine which features are essential for your financial operations.
• Evaluate Integration Capabilities: Ensure the platform integrates seamlessly with your existing ERP, accounting, and HR systems.
• Consider User Experience: Look for a solution that offers an intuitive interface and robust customer support to minimize the learning curve.
• Check Pricing Transparency: Opt for a provider with clear and straightforward pricing to avoid hidden costs.
• Scalability: Choose a platform that can grow with your business, handling increased transaction volumes and complexity.
• Comprehensive Solutions: Platforms like Rho offer a wide range of financial services, making them a versatile choice for businesses looking to streamline multiple operations.
• Customer Feedback: Read user reviews to understand the real-world performance and reliability of the platform. Many users find Rho particularly easy to use and efficient.

Getting started with the best Zahara alternative

Each of the alternatives to Zahara offers unique features and benefits, making them viable options for businesses looking to streamline their financial operations. However, if you're seeking a comprehensive solution that integrates banking, credit cards, and expense management, we recommend Rho.

Rho's platform is designed to support businesses at every stage, from startups to established enterprises, with a focus on ease of use and efficiency. Ready to see how Rho can transform your financial operations? Request a demo today.