Outgrow your coworking space, not your finance platform.

Manage cash, keep burn in check, and automate finance busywork that distracts founders from building products customers want.

*Rho is a fintech company, not a bank. Checking account and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Exclusive offer for Gusto customers

Get $500 upon spending $1,000 on your Rho cards within the first 30 days after activation; and $500 by drawing from your Rho account to use Gusto payroll. Eligibility and conditions apply.¹

Cultivate a culture of frugality and focus

Extend your runway, keep spend controlled, and automate finance busywork so you can focus on building.

Operate your business

Rho Checking Accounts²

Send fee-free payments, accept investor checks, pay employees and contractors, and manage your startup cash in one place.⁴

Rho checking account, example on mobile app

Keep burn in check

Rho Corporate Cards²

Enjoy startup-friendly credit underwriting, earn cashback, keep spending controlled, and automate accounting busywork.

Extend your runway

Rho Treasury³

Invest non-operational cash in U.S. Treasury Bills, earning yield in instruments backed by the U.S. Government.

Rho treasury, total yield earned chart example

Implement with ease

Enjoy 24/7 support from Day 1

²Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

³Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk and past performance does not guarantee future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. Treasury and custodial services provided through Interactive Brokers LLC for clients with accounts opened prior to July 2024. Please see the ADV-2A Wrap Fee Brochure for further information regarding fees and Rho Treasury. Images are provided for illustrative purposes only; performance figures should not be considered to be representative of actual performance.

⁴International wires in USD can be subject to additional fees set by recipient, correspondent, or intermediary banks, in addition to the SWIFT network. Rho reserves the right to charge a 3% late fee on a delinquent balance for up to six months, unless prohibited by law.

As you scale, streamline your finances without additional headcount

Keep your finance stack simple – and keep your teams focused on high-impact work, not financial minutiae.

Process expenses fast

Expense Management

Make it easy for employees to spend and your finance team to enforce your expense policy.

Process invoices in a few clicks

Bill Pay

Set invoice processing rules and automate intake to save your finance team hours of time.

Close the books on time

Accounting Automation

Connect Rho and save hours of reconciliation time every month.

Schedule a demo today

Apply Now

¹ Terms and Conditions: To qualify for the Spend Bonus, a total of at least $1,000 in net purchases must be posted to your account within 30 days from the date your account is opened. To qualify for the Payroll Pull Bonus, the client must set up draws from Rho for payroll run through Gusto and keep that account linked to Gusto’s payroll for at least three (3) months. The bonus cash rewards will show as statement credit within 1 - 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. Cash advances of any kind, balance transfers, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Rho Corporate Card Program and Addendum to the Rho Terms of Service for details. We reserve the right to modify or replace any part of these terms and conditions without notice.This bonus offer is limited to new accounts only. Existing accounts do not qualify for this bonus offer. New checking accounts connected to existing Rho services accounts do not qualify for this offer.

Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks. Mastercard® and the circles design are trademarks of Mastercard International Incorporated. International and foreign currency payments services provided by Wise US., Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and is subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party.