Rho - Banking for Businesses

TRUSTCO BANK Routing Number in NY is 021300912

Routing NumberBankAddressCityStateZip Code

21300912

TRUSTCO BANK

320 STATE STREET

SCHENECTADY

NY

12305

Routing Number

21300912

Bank

TRUSTCO BANK

Address

320 STATE STREET

City

SCHENECTADY

StateZip Code

NY

12305

ACH vs Wire Transfer

Transfer Support

ACH and wire transfers use different processing networks and may require different routing numbers.

ACH Transfer

ACH (Automatic Clearing House)


  • Takes 1–3 business days through a central network.

  • Generally low-cost or free.

  • Ideal for routine, non-urgent transactions

Wire Transfer

Wire Transfers


  • Completed instantly or within a business day across banks.

  • Comes with fees ranging from $15 to $50.

  • Ideal for urgent or global transactions ACH can't handle.

Where to find your
routing number

Check or statement

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Online banking

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On this website

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Fedwire

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FAQs

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