ACH Transfer
ACH (Automatic Clearing House)
Takes 1–3 business days through a central network.
Generally low-cost or free.
Ideal for routine, non-urgent transactions
BANK OF UTICA Routing Number in NY is 021311383
| Routing Number | Bank | Address | City | State | Zip Code |
21311383 | BANK OF UTICA | 222 GENESEE STREET | UTICA | NY | 13502 |
| Routing Number | |
21311383 | |
| Bank | |
BANK OF UTICA | |
| Address | |
222 GENESEE STREET | |
| City | |
UTICA | |
| State | Zip Code |
NY | 13502 |
ACH vs Wire Transfer
Transfer Support
ACH and wire transfers use different processing networks and may require different routing numbers.
Wire Transfer
Wire Transfers
Completed instantly or within a business day across banks.
Comes with fees ranging from $15 to $50.
Ideal for urgent or global transactions ACH can't handle.
Where to find your routing number
Check or statement
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Online banking
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On this website
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Fedwire
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