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CAPITAL ONE N.A. Routing Number in VA is 031176110

Routing NumberBankAddressCityStateZip Code

31176110

CAPITAL ONE N.A.

PO BOX 85139

RICHMOND

VA

23238

Routing Number

31176110

Bank

CAPITAL ONE N.A.

Address

PO BOX 85139

City

RICHMOND

StateZip Code

VA

23238

ACH vs Wire Transfer

Transfer Support

ACH and wire transfers use different processing networks and may require different routing numbers.

ACH Transfer

ACH (Automatic Clearing House)


  • Takes 1–3 business days through a central network.

  • Generally low-cost or free.

  • Ideal for routine, non-urgent transactions

Wire Transfer

Wire Transfers


  • Completed instantly or within a business day across banks.

  • Comes with fees ranging from $15 to $50.

  • Ideal for urgent or global transactions ACH can't handle.

Where to find your
routing number

Check or statement

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Online banking

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On this website

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Fedwire

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FAQs

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