Extend your runway, earn up to 4.55%*.

Safely invest cash in U.S. Treasury Bills, putting your money to work as you build your business.

Rho is a fintech company, not a bank. Rho partners with FDIC-insured banks to offer banking products and services. Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC Insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk and past performance does not guarantee future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. Treasury and custodial services provided through Interactive Brokers LLC for clients with accounts opened prior to July 2024; IBKR rates may vary from Apex rate shown above.

*This reflects expected net yield based on 90-day T-bill rates as of [dynamic date] and an annual fee which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Individual results may vary depending on the actual investment date and investment products selected. Past performance is no guarantee of future performance. Treasury and custodial services provided through Apex Clearing Corp. Treasury and custodial services provided through Interactive Brokers LLC for clients with accounts opened prior to July 2024; IBKR rates may vary from Apex rate shown above.

¹Images are provided for illustrative purposes only; performance figures should not be considered to be representative of actual performance.

Put your funds to work

Spend less time chasing yield and more time building your business.

Invest safely

Invest in government-backed treasury bills with 2-3 business day liquidity.

Generate [autofill]% yield

Access competitive yield on balances 

Monitor balances

See your Rho Treasury balance, holdings, and yield in real-time.

Optimize your excess cash with Rho today

Rho gives founders confidence their cash is earning competitive rates.

See balances and holdings any time

Get the transparency you need without any hoops to jump through.

[dinamyc rate]

¹Images are provided for illustrative purposes only; performance figures should not be considered to be representative of actual performance.

Easily move funds between Rho Checking, Savings, and Treasury^*

Move your capital between accounts whenever you need to.

Get customer support 24/7

Our award-winning support team is here to answer questions, whenever they come up.

Start boosting your bottom line with Rho today.

Apply Now

*Checking account services provided by Webster Bank, N.A., member FDIC. Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser.

Before and after Rho

Rho enhances every finance process, unlocking time and value.

From manual finance

Your idle cash sits earning little to no interest. 

To frictionless finance

All size companies get automated treasury management that actively puts their idle cash to work.¹

¹Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser.

Pricing

Here is a breakdown of the Net Yield² you can potentially earn with Rho Treasury based on your total deposits.

Total Deposits

Net Yield²

> $20M

5.11%

$10-20M

5.01%

$5-10M

4.91%

$2-5M

4.81%

$500k-$2M

4.66%

This reflects potential net yield based on 90-day T-bill rates as of 09/27/2024 and an annual fee which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M for Apex Clearing Corp. (post-July 2024). For accounts opened prior to July 2024 through Interactive Brokers LLC, the rates may vary from the Apex rates shown above. Individual results may vary depending on the actual investment date and investment products selected. Past performance is no guarantee of future performance. The yield may change at any time and without prior notice.

FAQs

See answers to common questions we get from customers about Rho Treasury.

What is Rho Treasury?

Rho Treasury is a cash management service clients can use to invest non-operational funds into U.S. Treasury Bills, earning yield.

Investment management and advisory services are provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk and past performance does not guarantee future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services are provided through Apex Clearing Corp. Treasury and custodial services are provided through Interactive Brokers LLC for clients with accounts opened prior to July 2024.

Is my business eligible for Rho Treasury?

Rho Treasury is available for Rho clients that invest $500K or more (subject to compliance and partner review). Reach out to your Client Service representative to learn more.

What yield can I expect with Rho Treasury?

Rho corporate credit cards are issued by Webster Bank, N.A., Member FDIC, and are powered by Mastercard. Rho checking accounts are also provided by Webster Bank, N.A., Member FDIC.

How much does Rho Treasury cost? How do you make money?

Rho Treasury is an RIA (registered investment advisor) and charges a management fee. Please see the ADV Wrap Fee Brochure for further information regarding fees and Rho Treasury.

How fast can I access my funds?

If you sell your treasury bills, you should be able to access the funds within 2-3 business days. Treasury bills sold before maturity are sold at market prices, which can fluctuate. That means that any treasury bills sold before maturity may lose value compared to your principal investment amount due to factors including, but not limited to, fluctuations in interest rates.

Where are my cash and investments held?

When you use Rho Treasury at one of our custodial partners, your cash and investments are held in your company's name at our custodial partner, Apex Clearing Corp. (after July 2024) or Interactive Brokers LLC (pre-July 2024).

Is Rho Treasury FDIC-insured?

No, securities-based portfolios do not have FDIC insurance.

Make cash management frictionless with Rho today.

Rho is a fintech company, not a bank. Checking account and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks. Mastercard® and the circles design are trademarks of Mastercard International Incorporated. International and foreign currency payments services provided by Wise US., Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and is subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party.

Images used are for illustrative purposes only.

*Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk and past performance does not guarantee future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. Treasury and custodial services provided through Interactive Brokers LLC for clients with accounts opened prior to July 2024; IBKR rates may vary from Apex rate shown above. The yield may change at any time and without prior notice. Please see the ADV Wrap Fee Brochure for further information regarding fees and Rho Treasury.