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The banking platform built for ambitious founders

Manage cash, keep burn in check, and automate finance busywork that distracts founders from building products customers want.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

A computer screen displaying a financial management dashboard with user testimonials in speech bubbles.
Smiling man with wavy hair and a beard, wearing a black shirt, against a plain background.
Logo with the word "Profound" in gray, featuring geometric shapes forming a stylized letter "P" on the left.

"We love Rho. The extensive cash management capabilities and super founder-friendly support from the team has been amazing to use while we build our business."

Dylan BabbsCo-Founder & CTO of Profound

Cut burn with over $1m in partner rewards

Rho offers exclusive access to dozens of partner reward offers to help you run your business and extend your runway.

Redeem Perks
Clerky

Company Lifetime Package for $794

Clerky logo featuring a stylized "C" icon followed by the word "CLERKY" in bold, black letters on a light gray background.
Perplexity

Perplexity Enterprise Pro (3 Months)

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AWS

Up to $5K in AWS Credits

AWS logo featuring lowercase "aws" in black with an orange curved arrow below, set against a light gray background.

Cultivate a culture of frugality and focus

Extend your runway, keep spend controlled, and automate finance busywork so you can focus on building.

Operate your business

Checking Accounts

Send fee-free payments¹, accept investor checks, pay employees, and manage your startup cash in one place.

Black Rho Mastercard with controls for spending categories and card balance showing $6,500 spent and $4,500 remaining.
Keep Burn in Check

Corporate Cards

Enjoy startup-friendly credit underwriting, earn cashback², keep spending controlled, and automate accounting busywork.

Stacked area chart showing total yield earned of $135,264.08 from January to April, with increasing values in each month.
Extend your runway

Rho Treasury

Choose from U.S. Treasury Bills or the Morgan Stanley MULSX Mutual Fund to put your idle cash to work.

A vertical bar chart with three colored segments: Treasury 25%, Savings 30%, Operating 45%, with corresponding percentages on the side.
A person in a dark coat stands on a city street lined with tall buildings and flags, with hands in pockets, looking into the distance.

Understanding how our team is spending our resources (and) being able to get those insights without spending a ton of labor hours on it is incredibly important for us.

James Jiang

Cofounder & CEO @ Spark

_

As you scale, streamline your finances without additional headcount

Keep your finance stack simple – and keep your teams focused on high-impact work, not financial minutiae.

Process expenses fast

Expense Management

Make it easy for employees to spend and your finance team to enforce your expense policy.

Smartphone screen showing a receipt upload confirmation for La Colombe - Prince, with approval options from Jamie S., Mark R., and Susan W.
AP Automation

Process Your Invoices

Pay hundreds of vendors in minutes with zero platform fees.

Invoice from Acme Inc dated Oct 12, 2024, for services totaling $1,552.21. Invoice number: INV-24-10-001.
Close Your Books Fast

Accounting Automation

Connect Rho and save hours of reconciliation time every month.

Flowchart showing Rho connected to Sage, QuickBooks, and Oracle NetSuite, indicating integration or data flow between them.

Why startup founders choose Rho

Startup founders count on Rho to lay a strong finance foundation to support future growth.

Smartphone displaying a banking app with account balances for checking, savings, and cashback rewards, plus recent transactions from Gusto and Uber.

Multiple capabilities – one powerful online banking platform*

  • One platform to manage end-to-end startup finances

  • Award-winning customer support when you need it

  • Eliminate common ACH, overdraft, and SaaS platform fees

  • Never outgrow your finance platform

  • Expense management, AP & accounting automation at 
no additional cost

  • Rho works with an institutional partner, Webster Bank, N.A. 
Member FDIC.1

  • Invest non-operational cash in U.S. Treasury Bills backed by 
the U.S. Government.5

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Build a generational
business with Rho today.

Let Rho automate finance busywork so you can stay focused on serving your customers.

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks

Three product screens featuring card spend, payments, and our accounts dashboard overlayed on a background of a dark mountainous boulder.