Run your brand's finances in one place. Finally.

Banking, cards, and expenses in one platform. Earn yield on the cash sitting between production and payback.

Request Demo

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Supporting high-growth consumer brands

a smiling woman with clear skin in a white blouse

"Rho's platform and unique credit underwriting model have transformed our finance operations. It's not just about having an integrated financial system; it's about doing more with less. With Rho, each of our finance team members can achieve the output of 10."

Sarah GreenSenior Accountant at Dr. Squatch

Your margins are tight. Your tools shouldn't make it worse.

Banking, cards, and treasury built for brands where every point of margin matters.

PAY SUPPLIERS, NOT FEES

Rho Checking Accounts

Pay co-packers, freight, and payroll without fee bleed. Deposit checks, send wires, manage cash, all in one place.

A smartphone screen showing a successful check deposit notification with an image of a check in the background.
MAKE TRADE SPEND WORK HARDER

Rho Corporate Cards

Earn up to 1.5% back on the spend already eating your margins. Control team expenses, automate reconciliation, and ditch the receipt chaos.

A digital interface showing a Rho Mastercard with options for merchant controls, card balance, and a button to request a new limit.
EARN WHILE YOU WAIT

Rho Treasury

Put idle cash into U.S. Treasury Bills or the Morgan Stanley MULSX Mutual Fund. Make your runway work harder between production and payback.

A graph showing total yield earned over four months, with a peak in April. The total yield is $135,264.08.
Rocky landscape with scattered boulders and green vegetation, set against a backdrop of a steep, tree-covered mountain and a cloudy blue sky.

"We wanted ease of use and seamless accounting integration, but we also wanted our dollars to work for us. This is where Rho was very attractive."


Emma Nelson
COO at MUD\WTR

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You're the founder. You shouldn't also be the back office.

Automate the finance work that's stealing your time, without hiring a team to do it.

STOP CHASING RECEIPTS

Expense Management

Set policies once. Let your team spend on demos, trade shows, and field marketing without you approving every coffee.

Smartphone screen showing a receipt upload confirmation for La Colombe - Prince, with approval options from Jamie S., Mark R., and Susan W.
PAY VENDORS WITHOUT THE BACK-AND-FORTH

Bill Pay

Automate invoice intake from co-packers, freight, and brokers. Set rules, approve in bulk, stop drowning in paper.

Invoice from Acme Inc dated Oct 12, 2024, for services totaling $1,552.21. Invoice number: INV-24-10-001.
STOP DREADING MONTH-END

Accounting Automation

Sync Rho to QuickBooks, Sage, or NetSuite. Reconcile in minutes, not days.

Flowchart showing Rho connected to Sage, QuickBooks, and Oracle NetSuite, indicating integration or data flow between them.

Why consumer brands choose Rho

Trusted by Dr. Squatch, Rhode, MUD/WTR, and thousands of brands that can't afford to waste margin on fees or time on busywork.

Smartphone displaying a banking app with account balances for checking, savings, and cashback rewards, plus recent transactions from Gusto and Uber.

One platform. No fees. Real support.

  • One platform for banking, cards, and expenses – stop stitching together five tools that don't talk to each other.

  • 32-second average support response – talk to a human when it matters, not a ticket queue.

  • No platform fees, no overdraft fees, no ACH fees – keep more margin where it belongs.

  • Earn yield on idle cash – put the money sitting between production and retailer payments to work in U.S. Treasury Bills.

  • Expense management and AP automation included – not a paid add-on, not a separate product.

  • FDIC-insured through Webster Bank, N.A. – your cash is protected, not parked with a risky startup.

  • Built to scale with you – from first PO to national distribution.

Meet our partners

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You didn't start a brand to reconcile expenses.

Open your account in minutes. No fees, no platform tiers, no wasted margin.

Request Demo

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks

Three product screens featuring card spend, payments, and our accounts dashboard overlayed on a background of a dark mountainous boulder.