Working capital built for growing consumer brands

Draw when you need to stock up, repay as product sells, reuse for the next cycle. No origination fees, no hidden charges. Apply in minutes.

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How it works

From application to funded in as little as 48 hours.

Apply in Minutes

Short application, no hard pull on your personal credit score. Connect your bank account and get a decision based on your business data.

Funds Land in Rho

Once approved, draw what you need and receive funds directly in your Rho account in as little as 24-48 hours.

Repay, Reuse, Repeat

Flexible repayment terms up to 180 days. Pay early and save on fees. Your line replenishes as you pay down - ready for the next cycle.

What Comes with Your Credit Line

A revolving line built for inventory-driven businesses - with terms that actually make sense.

Rho All In Again
  • Fast access to capital. Apply in minutes. Funds in your Rho account in as little as 48 hours.

  • Use it. Repay it. Use it again. Your line replenishes as you pay down. No reapplying for the next cycle.

  • Flexible repayment terms. Up to 180 days. Pay early and save - no prepayment penalties.

  • Straightforward rates. Starting as low as 10% APR. No origination fees, no hidden charges.

  • Not an MCA. You repay on your terms - not through daily withdrawals or a cut of your sales.

Ready to fund
what’s next?

See your best funding options in one place and move forward with guidance from a partner who knows your stage and goals.

Request Demo

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.