Incorporate today. Bank the same day.

Attorney-reviewed Delaware incorporation. Your business account is ready in ~24 hours, before your EIN arrives. Free* — the $400 deposit is fully refunded once you open a Rho account and maintain a $10,000 average checking balance for 60 days.

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Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Incorporate, open your account, skip the paperwork

Complete the flow in one sitting

Company name, founder details, and equity split. Under 5 minutes, with no unnecessary steps.

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Attorneys review and file

A licensed attorney reviews and signs off on every document. Filed in Delaware in ~24 hours.

folders in motion

Banking from day one

Your Rho account opens alongside your incorporation. Cards and payments live day one.

Success button on incorporation

Start your company without the runaround

Revenue line graph for 2026 with a highlight of $5,324 in August; pie chart showing $11,450 in receivables: overdue, due soon, and past 30 days.

Everything you walk away with, inside the platform you'll run your company on

  • Full formation doc set: certificate, bylaws, board consents, stock agreements, 83(b)s

  • Registered agent covered for the first year

  • EIN application submitted for you after filing

  • Attorneys you can ask questions and request changes from

  • Real support from a Rho specialist, not a ticket queue

Get ready in one sitting

Most of what you need is already in your head. Have these ready and the flow takes under 5 minutes.

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Every founder

  • Company name: check availability free, no reservation needed

  • Company address: your home address works too

  • Founder details: legal name, residential address, phone

  • SSN or TIN: none yet? Rho can use your passport for KYC

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Multi-founder teams

  • Equity split: how ownership divides between founders

  • Officer roles: who holds CEO, Treasurer, etc.

  • Board of directors: who sits on the initial board

  • Prior inventions: IP from before the company, if any

How to incorporate with Rho

Incorporation lives inside the regular Rho signup — there is no separate product and no law firm to hire.

  1. Start your Rho application — enter your business email at signup.rho.co.

  2. Choose to incorporate a new company when asked about your business.

  3. Answer a 5-minute questionnaire — company name, founder details, and equity split.

  4. Attorneys review and file — a licensed attorney reviews and signs off on every document; Rho files in Delaware in ~24 hours, then submits your EIN application.

  5. Bank the same day — your Rho account opens alongside your incorporation, before your EIN arrives.

FAQs

Incorporation

Delaware C corporations.

Incorporation is $400, refunded in full once you open a Rho account and maintain a $10,000 average checking balance for 60 days. Select clients through one of our accelerator partners may qualify for different terms — talk to a Rho specialist before you file.

Yes. Without a US SSN or TIN, the EIN application is faxed rather than filed online, adding roughly two weeks. Rho account approval requires a US operating address and a US residential address for at least one controlling person.

No. The registered agent is covered for the first year, and the EIN application is submitted after your incorporation is complete.

No additional fees at the time of incorporation. Delaware franchise taxes apply on an ongoing basis, as with every Delaware corporation.

The questionnaire takes about 5 minutes, and about 80% of filings complete within 24 hours (verified as of August 2, 2026).

Yes — pre-EIN account opening is built into the same signup flow, and Rho files the SS-4 for you.

You can still open your Rho account before your EIN arrives — Rho onboarding connects through Stripe Atlas and Clerky integrations.

Enjoy being incorporated with Rho.

Request Demo

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.