How to Connect Gusto with Rho

Integrating your Rho account with Gusto allows for seamless transactions and efficient account management. By combining Gusto's payroll services with Rho’s banking capabilities, you can streamline your payroll processing. This includes direct deposit funding from Rho accounts, ensuring employees are paid efficiently and on time, thus simplifying financial operations for business owners.

You have two options to verify and connect your bank account:

  1. Instant Verification through Plaid
  2. Manual Verification via Test Transactions

Instant Verification through Plaid

Plaid is a secure platform trusted by millions for connecting bank accounts to financial services. 

How to Connect Using Plaid:

  1. Log In to your Gusto account.
  2. Navigate to the Settings section and toggle to the Plan & billing tab.
  3. Select the Bank Accounts tab.
  4. Click on Add Bank Account and choose Connect with Plaid.
  5. Follow the prompts to enter your bank credentials and select the account you wish to connect.
  6. Once connected, the status will display as Connected under your bank accounts.

Note: In some cases, you may be asked to confirm your account and routing numbers for additional security.

Manual Verification via Test Transactions

If you prefer not to use Plaid, you can manually add and verify your bank account. 

  • Provide Account Details: Enter your account and routing numbers.
  • Receive Test Deposits: Gusto will send two small deposits to your bank account within 2–3 business days.

How to Confirm Test Deposits:

  1. Log In to your Gusto account.
  2. Go to the Settings section.
  3. At the top, toggle to the Plan & billing tab. 
  4. Under “Bank accounts”, find the bank you need to verify.
  5. From the “Status” column, click Confirm test transactions to enter the two test deposit amounts sent.

Important Considerations:

  • Time Delay: This method takes a few business days and requires additional steps before your account is ready to use.
  • Potential Risks: Without real-time verification, there's an increased risk of transaction failures due to issues like insufficient funds or bank blocks.
  • Possible Fees: Failed transactions may result in fees and could impact your transaction processing times.

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Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party.
The Rho Corporate Card is issued by Webster Bank N.A., member FDIC pursuant to a license from Mastercard.
Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser and subsidiary of Rho. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk, including the possible loss of the principal invested, and past performance does not future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. ("Apex") and Interactive Brokers LLC ("Interactive"), registered broker dealers and members FINRA/SIPC. Interactive rates may vary from Apex rate shown above. For additional information about investment management and advisory services provided by Rho Treasury, please refer to Rho Treasury’s ADV-2A Wrap Fee Brochure.
             
This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.
                  
Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.
*This reflects the gross yield based on 90-day Treasury Bill rates as of [DATE]. The advertised yield does not include the annual fee, which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Individual results may vary depending on the actual investment date and investment products selected. Past performance is not a guarantee of future performance results. The yield is variable and fluctuates without prior notice. The rate shown is before fees. Fees and costs may reduce the actual returns received. The amount of Treasury Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield.
© 2019-2025 Under Technologies, Inc. DBA Rho Technologies. Rho is a trademark of Under Technologies, Inc.

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Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.