ROUTING NUMBERS
/
UMB, NA
/
044000804
Send your business payment fast to UMB, NA with zero platform, ACH or wire fees with Rho.*
Routing Number
044000804
Bank
UMB, NA
Address
1008 OAK STREET
City
KANSAS CITY
State
MO
Zip
64106
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. These terms are used interchangeably. The ABA number originated from the American Bankers Association and is essential for payments like direct deposits and bill payments.
Banks use different routing numbers for ACH payments and wire transfers because these transactions run on separate networks and have distinct processing methods. ACH transfers are batched, while wire transfers are processed individually. For UMB, NA in MO, the routing number 044000804 accepts ACH.
ACH transactions typically take 1-3 business days, while wire transactions are usually completed within the same day or the next business day.
For example, at Rho, ACHs sent before 2pm EST will land the same day, and those sent after 2pm EST will take 1-3 business days. Wires sent before 4:45 p.m. EST will arrive the same day, while those sent after 4:45 p.m. EST will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho simplifies your business payments by enabling seamless ACH and wire transactions. You can send funds through the ACH network for routine payments or use wire transfers for urgent needs. Best of all, Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.