ROUTING NUMBERS
/
BANK OF AMERICA, N.A.
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122000661
Send your business payment fast to BANK OF AMERICA, N.A. with zero platform, ACH or wire fees with Rho.*
Routing Number
122000661
Bank
BANK OF AMERICA, N.A.
Address
PO BOX 27025
City
RICHMOND
State
VA
Zip
23261
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers use different routing numbers because they are processed through different networks. ACH transfers are batched and processed via the Automated Clearing House network, while wire transfers are individual transactions handled directly between banks.
For BANK OF AMERICA, N.A. in VA, the routing number 122000661 accepts ACH.
ACH transactions typically take 1-3 business days to process, while wire transactions are usually completed within 24 hours. The exact timing can vary based on the time of day the transaction is initiated.
For example, at Rho, ACHs sent before 2pm EST will land the same day, whereas those sent after 2pm EST will take 1-3 business days. Wires sent before 4:45 p.m. EST will arrive the same day, and those sent after 4:45 p.m. EST will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho simplifies your business payments by enabling seamless ACH and wire transactions. You can send and receive funds without worrying about fees, as Rho charges no fees for ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.