ROUTING NUMBERS
/
OPTUM BANK, INC.
/
124384877
Send your business payment fast to OPTUM BANK, INC. with zero platform, ACH or wire fees with Rho.*
Routing Number
124384877
Bank
OPTUM BANK, INC.
Address
PO BOX 271629
City
SALT LAKE CITY
State
UT
Zip
84127
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, helping you transfer money smoothly.
ACH payments and wire transfers often use different routing numbers because they are distinct types of transactions. Banks may reserve separate routing numbers for each to streamline processing. For OPTUM BANK, INC. in UT, the routing number 124384877 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day or the next business day.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, and those sent after will take 1-3 business days. Wires sent before 4:45 p.m. EST will arrive the same day, and those sent after will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho simplifies your business payments by allowing you to make ACH and wire transactions effortlessly. You can initiate ACH transfers for regular payments or use wire transfers for immediate needs. Best of all, Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.