ROUTING NUMBERS
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FIRST TRUST FEDERAL CREDIT UNION
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271291884
Send your business payment fast to FIRST TRUST FEDERAL CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
271291884
Bank
FIRST TRUST FEDERAL CREDIT UNION
Address
950 E US HWY 20
City
MICHIGAN CITY
State
IN
Zip
46360
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
Banks use different routing numbers for ACH payments and wire transfers because these transactions run on separate networks and have distinct processing methods. This separation ensures efficient and accurate handling of each type of payment.
For FIRST TRUST FEDERAL CREDIT UNION in IN, the routing number 271291884 accepts ACH.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. The exact timing can vary based on the financial institution's policies and cutoff times.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, while those sent after will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, and those sent after will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments a breeze. You can easily initiate ACH and wire transactions directly from your account. Best of all, Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the full range of costs? Check out Rho's pricing for more details.