ROUTING NUMBERS
/
BANK OF AMERICA, N.A.
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053000196
Send your business payment fast to BANK OF AMERICA, N.A. with zero platform, ACH or wire fees with Rho.*
Routing Number
053000196
Bank
BANK OF AMERICA, N.A.
Address
P O BOX 27025, VA2-430-01-01
City
RICHMOND
State
VA
Zip
23261-7025
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers sometimes use different routing numbers because they are processed through different networks. ACH transfers use the Automated Clearing House network, while wire transfers are electronic interbank payments. For BANK OF AMERICA, N.A. in VA, the routing number 053000196 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within the same day or the next business day.
At Rho, ACHs sent before 2pm EST land the same day, and those sent after 2pm EST land within 1-3 business days. Wires sent before 4:45pm EST arrive the same day, and those sent after 4:45pm EST arrive the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments a breeze. You can easily initiate ACH and wire transfers directly from your Rho account. The best part? Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.