ROUTING NUMBERS
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BMO HARRIS BANK, N.A.
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071000288
Send your business payment fast to BMO HARRIS BANK, N.A. with zero platform, ACH or wire fees with Rho.*
Routing Number
071000288
Bank
BMO HARRIS BANK, N.A.
Address
1200 E. WARRENVILLE RD
City
NAPERVILLE
State
IL
Zip
60563
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers often use different routing numbers because they are processed through different networks. ACH transfers are handled in batches via the Automated Clearing House network, while wire transfers are individual requests processed directly between banks.
For BMO HARRIS BANK, N.A. in IL, the routing number 071000288 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. However, the exact timing can vary based on the financial institution and the time of day the transaction is initiated.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, while those sent after 2 p.m. EST will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, and those sent after 4:45 p.m. EST will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments a breeze. You can easily initiate ACH and wire transfers directly from your Rho account. The best part? Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.