ROUTING NUMBERS
/
BANK OF AMERICA, N.A.
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081904808
Send your business payment fast to BANK OF AMERICA, N.A. with zero platform, ACH or wire fees with Rho.*
Routing Number
081904808
Bank
BANK OF AMERICA, N.A.
Address
VA2-430-01-01
City
RICHMOND
State
VA
Zip
23261
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers sometimes use different routing numbers because they are processed through different networks. ACH uses the Automated Clearing House network, while wire transfers are processed individually. For BANK OF AMERICA, N.A. in VA, the routing number 081904808 accepts ACH.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. However, the exact timing can vary based on the financial institution's policies.
At Rho, ACHs sent before 2 p.m. EST will land the same day, and those sent after will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, with later transfers landing the next business day.
If you have more questions, you can check out Rho's help center.
Rho simplifies your business payments by enabling seamless ACH and wire transactions. You can send and receive funds without worrying about fees, as Rho charges no fees for ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.