ROUTING NUMBERS
/
UMB, NA
/
101205681
Send your business payment fast to UMB, NA with zero platform, ACH or wire fees with Rho.*
Routing Number
101205681
Bank
UMB, NA
Address
1008 OAK ST
City
KANSAS CITY
State
MO
Zip
64106
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
Banks use different routing numbers for ACH payments and wire transfers because these are distinct types of transactions. ACH payments are processed in batches through the Automated Clearing House network, while wire transfers are individual electronic payments requiring specific wire instructions.
For UMB, NA in MO, the routing number 101205681 accepts ACH.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. However, the exact timing can vary based on the financial institutions involved.
At Rho, ACHs sent before 2 p.m. EST will land the same day, and those sent after will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, with later transfers landing the next business day.
If you have more questions, feel free to check out Rho's Help Center.
Rho makes managing your business payments straightforward and cost-effective. You can easily initiate ACH and wire transfers directly from your Rho account without worrying about fees. That's right—Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the full range of benefits? Check out Rho's pricing for more details.