ROUTING NUMBERS
/
UNIVERSITY FEDERAL CREDIT UNION
/
314977405
Send your business payment fast to UNIVERSITY FEDERAL CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
314977405
Bank
UNIVERSITY FEDERAL CREDIT UNION
Address
P O BOX 9350
City
AUSTIN
State
TX
Zip
78766
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
Banks use different routing numbers for ACH payments and wire transfers because these transactions run on different networks and have distinct processing requirements. This ensures each type of payment is routed correctly and processed efficiently.
For UNIVERSITY FEDERAL CREDIT UNION in TX, the routing number 314977405 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. The exact timing can vary based on the financial institution's policies and cutoff times.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, while those sent after will take 1-3 business days. Wires sent before 4:45 p.m. EST will arrive the same day, and those sent after will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes managing your business payments straightforward and cost-effective. You can easily initiate ACH and wire transfers directly from your Rho account without worrying about fees. That's right—Rho charges no fees for sending or receiving ACH or domestic wire transfers.
To learn more about how Rho can benefit your business and see a detailed breakdown of our pricing, check out Rho's pricing.