Bluevine vs Northone: Which Is The Top Pick in 2025?

Bluevine Features

Some of the key features of Bluevine include:

• High APY on Business Checking: Offers up to 3.7% APY on balances, depending on the plan chosen.
• No Monthly Fees: Standard plan has no monthly fees, while higher plans have waivable fees.
• Unlimited Transactions: Allows unlimited transactions without additional charges.
• Business Line of Credit: Provides a line of credit up to $250,000 with competitive rates.

Bluevine Pricing

Bluevine offers three subscription tiers for their business checking accounts:

• Standard Plan: 1.5% APY on balances up to $250K, up to 5 sub-accounts, FDIC insurance up to $3M, free standard ACH and unlimited transactions, $0/month.
• Plus Plan: 2.7% APY on balances up to $250K, up to 10 sub-accounts, 20% off most Standard payment fees, 5 free printed and mailed checks per month, ACH positive pay, 6 months free Xero subscription, $30 or $0/month (waivable).
• Premier Plan: 3.7% APY on balances up to $3M, up to 20 sub-accounts, 50% off most Standard payment fees, 20 free printed and mailed checks per month, ACH positive pay, priority customer support, access to treasury services, 6 months free Xero subscription, $95 or $0/month (waivable).

The prices for each tier are publicly listed.

Drawbacks To Bluevine

General user reviews of Bluevine highlight its ease of use and interest-earning accounts, but some users report technical issues and changes in banking partners.

• "BlueVine stepped up and came to our aid in our time of need. They were quick and made the process of transferring our funds very easy." - Connor F.
• "I like that the account earns interest that is paid out every month. I also like how easy it is to connect to other financial tools." - Verified User

For more details, visit the Bluevine Reviews on G2.

Northone Features

Some of the key features of Northone include:

• High-Yield Business Checking Account: Offers an APY of 3.00%, significantly higher than the national average.
• No Hidden Fees: No minimum balance requirements, no surprise overdraft charges, and reimburses up to six third-party ATM fees per month.
• Cash Back Rewards: Earn 4% cash back at restaurants and hotels, and 1% at gas stations using the NorthOne Mastercard® Small Business Debit Card.
• Instant Access to Funds: Immediate access to revenues through integrations with major payment platforms, free domestic wire transfers, and physical check deposits via the app.

Northone Pricing

Northone offers two main subscription tiers for their business banking services:

• North One Standard: $0/month, 1.5% same day ACH payments, $0 digital bill payments, $1 physical checks, $0 domestic wire receive, $20 domestic wire send, up to 2 free ATM withdrawals per month, 1 free cash deposit per month.
• North One Plus: $20/month, $0 same day ACH payments, $0 digital bill payments, $0 physical checks, $0 domestic wire receive, $15 domestic wire send, up to 6 free ATM withdrawals per month, up to 3 free cash deposits per month.

Drawbacks To Northone

Overall, Northone receives mixed reviews, with users appreciating its features but noting some areas for improvement.

• "NorthOne's integration with payment platforms is seamless, but the customer service response time could be faster." - J.S.
• "The high-yield checking account is a great feature, though occasional technical glitches can be frustrating." - M.T.

For more details, visit the NorthOne Reviews on G2.

Rho Features

• Automated Expense Management: We eliminate the hassle of manual expense reporting by automating the process, saving businesses time and reducing errors.
• AP Automation: Our platform allows you to pay hundreds of vendors in minutes with zero platform fees, streamlining your accounts payable process.
• Rho Treasury: Safeguard your idle cash and earn dynamic yield rates, providing better cash management compared to traditional banking solutions.
• Corporate Credit Cards: Our cards offer up to 2% cashback¹ and real-time spend monitoring, giving you better control over your expenses.
• Seamless Integrations: We integrate directly with your accounting, HR, and T&E software, simplifying your financial operations and reducing administrative workload.
• 24/7 Private Banking Support: Our dedicated support team is available around the clock, ensuring you get the help you need whenever you need it.

Rho Pricing

We offer a straightforward and transparent pricing structure that sets us apart from competitors like Bluevine and Northone. Our focus is on providing essential services at no cost, making it easier for businesses to manage their finances without worrying about hidden fees or complex pricing plans.

Here’s a breakdown of our pricing:

• Same-Day ACH fees: $0 for same-day ACH transactions.
• Wire fees: $0 for wire transfers, with some exceptions for international wires.
• Monthly plans: $0 monthly subscription fees for accessing our services.
• Support fees: $0 for customer support from day one.
• Subscription fees: $0 subscription fees for using our platform.
• Checking account minimum fees: $0 minimum balance fees for checking accounts.
• Connected, in-platform capabilities: $0 for using AP, Expense, and Accounting Automation features.
• Per-user fees: $0 per-user fees for accessing the platform.
• Foreign currency transfer: 1% fee on foreign currency transfers.

You can find all the details about our pricing here.

Why Users Love Rho

We’re proud of what we do, but we think our customers say it best. Take a look at why they prefer Rho over other options.

• "Rho offers our users a one-touch experience for reporting company expenses on a corporate card." - Sean F. (Chief Financial Officer, Mid-Market)
• "The company implementation of Rho was easy and took less than 2 hours." - Tyler M. (Chief Financial Officer, Small-Business)
• "Rho is easy to use and has great customer support." - Kevin K. (Director of Marketing and Analytics, Mid-Market)

Want a firsthand look at Rho? You can request a free demo here.