ROUTING NUMBERS
/
CAPITAL ONE N.A.
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031176110
Send your business payment fast to CAPITAL ONE N.A. with zero platform, ACH or wire fees with Rho.*
Routing Number
031176110
Bank
CAPITAL ONE N.A.
Address
PO BOX 85139
City
RICHMOND
State
VA
Zip
23238
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
Banks use different routing numbers for ACH payments and wire transfers because these are distinct types of transactions. ACH payments are processed in batches, while wire transfers are handled individually. This separation helps banks manage and process transactions more efficiently.
For CAPITAL ONE N.A. in VA, the routing number 031176110 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. However, the exact timing can vary based on the financial institutions involved.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, and those sent after will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, with later transfers landing the next business day.
If you have more questions, you can check out Rho's help center.
Rho simplifies your business payments by enabling seamless ACH and wire transactions directly from your account. Best of all, Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.