ROUTING NUMBERS
/
MUNICIPAL CREDIT UNION
/
226078036
Send your business payment fast to MUNICIPAL CREDIT UNION with zero platform, ACH or wire fees with Rho.*
Routing Number
226078036
Bank
MUNICIPAL CREDIT UNION
Address
22 CORTLANDT STREET
City
NEW YORK
State
NY
Zip
10007
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, ensuring your money reaches the right place.
ACH payments and wire transfers often use different routing numbers because they are processed through different networks. Banks may reserve separate routing numbers for each type to ensure proper handling. For MUNICIPAL CREDIT UNION in NY, the routing number 226078036 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days to process, while wire transfers are usually completed within 24 hours. However, the exact timing can vary based on the financial institution and the time of day the transaction is initiated.
For example, at Rho, ACHs sent before 2 p.m. EST will land the same day, while those sent after will take 1-3 business days. Wire transfers sent before 4:45 p.m. EST will arrive the same day, and those sent after will land the next business day.
If you have more questions, you can check out Rho's help center.
Rho makes handling your business payments a breeze. You can easily initiate ACH and wire transactions directly from your account. Best of all, Rho charges no fees for sending or receiving ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.