ROUTING NUMBERS
/
M & T BANK
/
022000046
Send your business payment fast to M & T BANK with zero platform, ACH or wire fees with Rho.*
Routing Number
022000046
Bank
M & T BANK
Address
2ND FLOOR
City
AMHERST
State
NY
Zip
14228
Phone
See answers to common questions we get about routing numbers.
Yes, an ABA number, bank transit number, and routing number are the same. Originating from the American Bankers Association, these numbers are used interchangeably for payments like direct deposits and bill payments, helping you transfer money smoothly.
Banks use different routing numbers for ACH payments and wire transfers because these transactions run on separate networks and have distinct processing requirements. This separation helps manage and process transactions more efficiently.
For M & T BANK in NY, the routing number 022000046 accepts both ACH and Wire.
ACH transactions typically take 1-3 business days, while wire transfers are usually completed within the same day or the next business day.
At Rho, ACHs sent before 2pm EST will land the same day, and those sent after will take 1-3 business days. Wires sent before 4:45 p.m. EST will arrive the same day, with next business day arrival for those sent after.
If you have more questions, you can check out Rho's help center.
Rho simplifies your business payments by offering a seamless platform for ACH and wire transactions. You can send and receive funds without worrying about fees, as Rho charges no fees for ACH or domestic wire transfers.
Curious about the costs? Check out Rho's pricing for more details.